Bad Credit Home Loans in Kissimmee
To learn more about our credit services, call now at 407-467-7219
Most people with bad credit ratings are reluctant to apply for a home loan since they assume they won’t qualify. Sunland Capital Mortgage Corporation is here to tell you that this may not be the case. We have an extensive network with access to home loans specifically designed for people with credit issues. If you are one of them, we’ll do our best to help you find a way forward. Call now!
Getting You Through the Process
Sunland Capital Mortgage Corporation understands that customers with less than ideal credit scores often need to supply more documentation and jump through more hoops if they want to get a loan approved. This added stress can lead many people to give up on the whole idea and continue to struggle with bad credit ratings. That’s why our experts are here to help you break this exhausting cycle
Unlike banks and other lenders who base their decision solely on what your credit report says, we dig deeper. We use your report and other information to show that you deserve a second chance. In fact, 9 out of 10 of our applications are successful. We’ve helped thousands of our customers get approval for both variable and fixed-rate loans with many benefits, including redraw facilities.
We do our best to find you the best and fairest loan, although you may sometimes need to contend with slightly higher fees and interest rates due to the added on-paper risk that lenders take on. If all this seems complicated, don’t worry - Sunland Capital Mortgage Corporation ’s consultants will explain everything to you in simple terms and make sure you obtain the best deal and lowest rate available.
We make sure you get your second chance
- Bad Credit Home Loans
- Home Loans
- Florida
How to Improve Your Credit Score
If you have a bad credit rating, there are several options available to you. But the most important thing is to make sure you work consistently on improving your credit score so that you can benefit from lower interest rates and lower down payment requirements in the future.
The experts at Sunland Capital Mortgage Corporation will gladly go through your credit report with you and draw up a customized plan to help you do just that. In the meantime, here are some quick tips to get you started:
- Pay your bills on time – this includes utility bills, car loans, student loans, and credit cards
- Use credit cards only when strictly necessary
- Don’t close off unused credit cards – provided you are not being charged for annual fees, having a larger credit pool can be beneficial to you.
- Don’t make too many credits inquires – these show up on your report and can give off the impression that you are desperate for credit.
- Dispute any inaccuracies on your credit report.
By following these steps and working with our experts, you will soon see positive changes on your credit report. This can help you improve your chances of being accepted for your next loan application.
Helping you improve your credit rating
Sunland Capital Mortgage Corporation is here to help you decipher the intricacies of your loan.
Contact us to benefit from our knowledgeable mortgage specialists and enjoy direct access to an underwriter.